Tustin Uninsured Car Accident Lawyer

The stress and worry that accompany a car accident is often overwhelming, especially if you suffer an injury. Those problems are only complicated when the accident is caused by an uninsured or underinsured driver. However, with the help of a skilled and knowledgeable attorney, you might be able to obtain financial compensation for your losses.

In fact, in a collision with a driver who lacks insurance, there are often multiple potential sources from which you could recover. A Tustin uninsured car accident lawyer could help to further explain your rights and work to guide you through each step of the claims process.

Uninsured Motorist Coverage in California

Drivers in California have the option to purchase additional insurance coverage protecting them in the case they are involved in an accident with a driver who lacks auto insurance. A driver could make an uninsured motorist claim in cases where another driver is at fault for an accident, but either does not have insurance or does not have enough insurance to cover all of the damages fully.

This coverage is useful, given that most drivers without insurance lack the resources that would allow for the recovery of damages in a lawsuit. While this coverage is not mandatory under California law, it could make the difference between an injured driver having their damages covered and being left to fend for themselves.

However, it should be noted that an injured driver would have still have to deal with their own insurance company to recover on a claim. Insurance companies are in no hurry to pay out the maximum amount of damages available, and often work against their own insured in order to save themselves money. An experienced Tustin uninsured car accident attorney may be able to help an injured driver obtain a fair settlement offer from their insurer while pursuing the responsible party for any out-of-pocket costs.

Types of Losses Covered

The goal of uninsured motorist coverage is to make an injured driver whole. This requires that the driver’s insurance provider agrees to pay out a fair settlement amount based on the uninsured motorist policy. Essentially, the damages available under these claims are similar to those in a standard injury lawsuit.

Medical Expenses

For starters, a claim could cover medical expenses. These expenses could include past medical bills as well as the estimated cost of future medical treatments. An uninsured car accident attorney in Tustin may be able to help identify the amount of future medical expenses and pursue recovery of those expenses on behalf of their client.

Pain and Suffering

Compensation may also be available for the physical pain and suffering of an injured driver. It could be challenging to put a dollar amount on pain and suffering, but in many cases, attorneys would seek a multiple of the number of medical expenses as a starting point.

Lost Wages

Both last wages and future earning capacity might also be recovered in these types of claims. While it is often simple to identify lost wages caused by an accident, the potential loss of future earning capacity might be harder to pin down.

Speak with a Tustin Uninsured Car Accident Attorney

If you were injured in a crash with a driver who lacked the proper auto insurance, you might feel as though your legal options for pursuing compensation are limited. However, with the help of a Tustin uninsured car accident lawyer, you could have legal assistance in seeking monetary compensation through the proper legal avenue.  Reach out today to schedule an initial consultation.