Laguna Hills Workers Compensation Lawyer

Getting injured at work is an all-too-common event in this country. If it has happened to you, you are probably trying to handle some tough problems, including physical rehabilitation, medical bills, and lost income, to name just a few.

The government has a system in place called Workers’ Compensation to handle claims like these. But navigating this tricky system and obtaining justice can be difficult.

Workplace injury victims need advice from experienced Laguna Hills workers’ compensation lawyers who specialize in these sorts of cases. Contact a dedicated personal injury lawyer right away to begin your case.

Workers’ Compensation System

Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees who have been hurt on the job. As a condition of participating in the system, employees give up their right to sue in court. The tradeoff between definite but limited coverage and losing the ability to have a day in court is sometimes called “the compensation bargain.”

The system was set up in part so that injured employees whose employers went out of business after a big accident would not be left high and dry with no compensation.

Unfortunately, some employers have figured out ways to use the rules as a method of denying injured workers fair compensation. Fortunately, there are legal advocates who know the system inside and out who are willing to go to bat for the workers, such as Laguna Hills workers’ compensation attorneys.

The Right to Appeal

It is fairly common for insurers to reject valid workers’ compensation claims, in the hope that the injured workers will not exercise their right to appeal. All too often, workers who are hurt on the job accept the denial of their claim without appealing.

It is important to not let the employer or insurer get away with this. An independent workers’ compensation attorney in Laguna Hills can give an injury victim an objective assessment of the value of that claim, and advice about whether it is worth it to appeal the denial – as it often is.

Employers will frequently make settlement offers, but it almost never covers all the lost wages or medical bills that have been caused by the injury. The worker cannot rely on the workers’ compensation judge to make sure that the deal is fair. Many judges will sign off on any settlement that does not seem obviously unjust on its face.

Again, an objective assessment by a lawyer who is there solely to represent the injured party’s interests is essential.

Disability Payments

A worker who has suffered permanent disability as a result of an on-the-job injury—whether total or partial—may be entitled to lifetime weekly payments (or a single lump sum) to make up for those lost wages. Once again, insurance companies will fight very hard to avoid making these payments.

Social Security is another issue to keep in mind. If the settlement is not structured correctly, Social Security may be entitled to a big chunk of the benefits. A Laguna Hills workers’ compensation lawyer will understand how to draft the contract in such a way as to minimize this offset.

Sometimes an employer will try to fire, demote, or otherwise penalize a worker who has won damages in a successful injury claim. This is illegal, and should be fought in court.

How a Laguna Hills Workers’ Compensation Attorney Can Help

While the workers’ compensation system may seem straightforward, it is crucial to get advice from a lawyer who is there solely to protect your interests, rather than relying on promises from employers and insurers that turn out to be a bad deal. Contact a Laguna Hills workers’ compensation attorney right away to begin your claim.